Life-Time Free Regalia First credit card

Do you want to apply for regalia first credit card, you are at the right place, this blog post will provide all specific details about Regalia credit card and Regalia card,

as well as, you will also know how you can get your Regalia credit card with zero annual fees; i.e, you can get that card for a lifetime free, before you go to apply for your first credit card, you should know about eligibility, and terms and conditions ;

the HDFC-Regalia credit card comes with better features and benefits; whether you are an existing customer of HDFC bank, or, even if you do not have any relationship with HDFC bank, however, you can apply for this card

Regalia and its first credit cards are the types of super premium credit card, which is best for lifestyle

eligibility for the regalia credit card and regalia credit card is different, not only in terms of eligibility but also in features and benefits ;

Income proof

If you are a salaried person, and you earn a monthly gross salary of more than 40000 rupees, and the minimum age is 21 and maximum age is up to 60 years, are eligible to apply for HDFC Bank regalia credit card ;

For a businessman / self-employed person, annual gross salary should be more than 4.5 lakh, and they must have an ITR file,

Residential proof NRI and Indians citizens can apply for HDFC regalia credit card or regalia card; but they need to provide proof of identity such as -AADHAR CARD, PAN CARD, PASSPORT, VOTER ID, DRIVER’S LICENSE, Citizen of India card,

latest utility bill, ration card, bank account statement,

Apply for HDFC Regalia First credit card 2021

To apply for the credit card you can visit the official website, bank .com, if not, you may click here to apply for it

here two things depend on applying for this credit card, if you are existing customer care of HDFC bank and have a debit card, you can apply for this credit card along with your HDFC bank’s account debit card details ;

regalia credit car,

put your entire debit card number, and then debit card pin number, then select expiry date of your debit card, and then do click on proceed; this is the first option to apply for this card ;

but with that you need to provide form-16 /salary slip for the latest three months, as well as pan card, AADHAR card, passport size photo for documentation required ;

once you submit these details, one of the HDFC bank representatives call you for KYC verification, this process may take two working days to the finale this process ;

2nd process is for non-HDFC bank customers; if you do not have any relationship with HDFC bank,

submit the application online; fill the given details over there, and then do click on proceed ;

for mobile verification, you will receive an OTP number; enter that OTP and click on verify option; now you have to provide your personal details; form-16, latest three-month salary slip; AADHAR card, pan card,

Once the documents are verified by the bank; within two working days; you can track your credit card application status ;

after two working days; a confirmation message will be sent to your mobile number and email id, if the application is approved; you may receive your credit card within seven working days ;

How to make HDFC Credit card regalia first Lifetime free?

you can make your HDFC Bank Regalia credit card lifetime free,i.e with zero annual fees; but there are some terms and conditions, that you need to follow, to make card lifetime free

so the terms and conditions are – when you receive your credit card, so it is mandatory to avail of any one of these HDFC bank services; such as new utility bill registration; buy life insurance /general insurance; and balance transfer EMI, or one assist security, on your credit cards

Note – these registrations should be done before 90 days from the time of card dispatched at your mailing address ;

Visit here also –how to pay hdfc credit card bill

if the cardholder does not avail of any one of those services within 90 days, the card will not be Lifetime free, in this case, that credit card holder may confess membership fees charges or annual fees;

the annual fee for this credit card is 2500 + applicable GST, so make sure to avail those services of HDFC bank ;

Regalia First credit card Benefits and features info

This credit card provides welcome benefits from the bank side of Zomato Gold membership for a year, you may click here to know more about the features ;

Travel benefits – every regalia cardholder can avail of the travel benefits because 12 complimentary lounge access are free per calendar year ;

therefore credit cardholders can access domestic and international lounge access for free; as you can see all possible lounge access this below pic ;

lounge access

here is one thing to keep remember, while you travel abroad, in this case, you must have a priority pass, this bank provides priority pass on credit card behalf, free of cost, you need to raise the request for a priority pass by calling in the customer care services,

Difference between Regalia credit card and Regalia first credit card

Now you may think about the Difference between Regalia and Regalia first credit card, well, you will know the exact difference between these two credit cards ;

  • this credit card provides 8 lounge access free per calendar year
  • 4 reward point earn on each and every retail transaction of rupees 150 minimum but one reward point contains the value 20 p ;
  • Credit Liability cover of up to Rs 5 lakh,
  • 50 lakh worth on-air accidental death
  • first-year membership fees 1000 + applicable GST
  • welcome benefits of 1000 rewards point

Regalia credit card –

  • membership fees 2500 + applicable GST
  • 4 rewards point on minimum retail transaction of rupees 150 but one reward point contains the value 50 paise ;
  • Credit Liability cover of up to Rs 9 lakh,
  • 1 crore worth on-air accidental death
  • welcome benefits of 2500 rewards point

hope you liked this article about HDFC regalia first card; in case of any doubt and question you have, please feel free to ask, and show me your love by sharing this post on social media and to your friends also ;

9 Comments on “Life-Time Free Regalia First credit card”

  1. Mera salary 25000 per month hai to kya mai iss credit card k liye apply kar skta hu ?agr nhi to Kon sa card is best for me

  2. Hey I think your site is running, no way but I have one question related Regalia credit card ,I have recently taken a new credit card ,but don’t know whether that credit card is life Time free ?so how will I check any idea ?

    1. you may check it through net banking ,if not ,contact in customer care services ,they will let you know whether your credit card is free or not , bcoj no such tools available through which you can check from your end

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