How to redeem reward points in HDFC credit card

Often HDFC bank Netbanking session gets expired? Yes it has happened but this is not an issue as the bank website portal redirected you to the redemption portal
first thing while you try to log in on net-banking and click on redeem reward points /cash points you are redirected to the reward points portal website; and when you enter your details, you get yourself logged out from that portal
Go through the following steps –
Use only Google Chrome browser /Firefox browser if possible
Go to the browser setting
clear browsing data (clear history, cookies, site data, and caches,)
Now re-try IF that issue still persists then make sure internet connection speed is Good, and the pop-up is not blocked which you see ;
Then immediately block the pop-up message and then re-try,

Because these browsers are easy to use and best compatible to support reward portal sites, HDFC bank executives often suggest the users use these browsers while they make an effort to redeem HDFC credit card reward points;

To redeem HDFC Credit card reward points, we have 3 options, HDFC bank customers can choose any one of the following options such as –
(1) Redeem reward points with the help of customer care services
(2) Redeem all HDFC credit card reward points through Netbanking
(3) Submit a reward redemption form to the Bank branch

(1) Redeem reward points with the help of customer care services
An HDFC bank customer can get in touch with the HDFC bank customer care executive with the purpose of redeeming reward points on call, but they do only accept this concern if a customer wants his/her credit card reward points to be converted into Miles or Jet; once the redemption process is completed; it will take maximum 24 to 48 hours to be reflecting; however, Customer can use those reward points to convert into Voucher or coupon with the help of online given catalog in HDFC smart buy,

(2) Redeem all HDFC credit card reward points through Netbanking
Redeeming HDFC credit card reward points through the Netbanking process has been discussed above; so HDFC credit card holders can go through step by step to redeem reward points online,

Note– Hdfc bank does not levy any additional charges; if the reward points redemption is done via Net-banking; but also make sure to check the reward point numbers initially, because eligibility to redeem a number of rewards points vary from card to card,

(3) Submit a reward redemption form to the Bank branch
Redemption form is also available on HDFC Bank official website; so the cardholder can download that form from the HDFC Bank form center link,

Yes, we can redeem HDFC credit card points to cash, for this, Customers need to visit the bank branch along with the reward points redemption form, and can submit that form to get cash in consideration of Reward points,

Reward points value depends on the card to card a customer often use, for example-
Millennia credit card one reward points value is – 20 paise
HDFC regalia credit card reward points value is – 50 paise
One reward points value of Regalia first credit card is -25 paise
while moneyback credit card contains the value – 20 paise per reward point,

Note(1)- HDFC bank customers also get reward points on their HDFC debit cards but it also varies from debit card to debit card,
basically, HDFC Debit card reward points known as Cash points, so one cashpoint contains the value of 100 paise and the minimum redemption is 500 points,
Note-2 – HDFC credit card reward points and HDFC debit card reward points have the validity of 2 years,

The best way to redeem credit card points depend on the customers choice,
If a customer wants to redeem HDFC credit card points for cash, he/she can visit the bank branch with that purpose,
if a customer wants as a cashback to her/his reward points on the credit card, The best way to choose the Netbanking redemption process,
While if a customer wants his/her reward points to converted into miles, he/she can call in HDFC Bank customer care services
This is how a Credit cardholder can choose the best way to redeem his/her credit card reward points

Yes, of course, we can pay HDFC credit card bills through Reward points, but you should remember one thing, if reward points have been redeemed, then those reward points will be adjusted by the next billing due date, so please do not consider it as a payment by the current month,
For instance –
Credit card statement generate date = 5th of January
Credit card billing due date = 25th of January
outstanding balance to pay = 30000 rupees till 25th of January
Reward points redemption date =10th January
Redeemed reward points value = 2500 rupees
So I will pay the overdue balance of my credit card 30000 rupees, till 25th of January, not that 30000-2500= 27500 rupees payment,
because I redeemed my reward points after the credit card statement was generated,

HDFC Bank every year provides 10X reward points offers when the HDFC festive season arrives, it means to say that customers can get 10 multiple of expected reward points, but not on every purchase using HDFC credit card or debit card, I would recommend you to check the terms and conditions of those offers,

This is how you can redeem HDFC debit card reward points, first of all, log in to HDFC Netbanking > Go to the tab of ‘Cards’ >Select Debit card> Go to the Option ‘Enquire’> cashback & reward redemption> Continue

You can cancel that product, but once you cancel that Product all reward points will be lapsed, from your HDFC credit card,

Ans- HDFC Bank credit cardholders and debit cardholders can redeem their reward points without using Net banking or mobile banking, for this, HDFC Bank credit cardholders can submit HDFC credit card redemption form, this form is available in the bank branch as well,
While HDFC Bank debit cardholders can get in touch with HDFC Bank customer care services and request them to redeem the reward points on call,

Ans- If you want to know the number of reward points you will receive on the expenses of 750 rupees then it will be 20.06 reward points, in keeping with if the type of your credit card provides 4 reward points on the minimum expense of 150 rupees, to calculate it, use the following below methods –
Rupees 150 = 4 reward points
1 reward point – 150/4 = 37.4 rupees, it means that per expense of 37.4 rupees you get 1 reward point, so
the total number of reward points at the expense of 750 rupees = 750/37.4= 20.05347593582888 reward points,