How to redeem reward points in HDFC credit card?

How to redeem reward points in HDFC credit card? this tutorial shows the testament you to make amends for HDFC credit card points redeem online; basically, HDFC bank one of the uncomparable world-class private sector bank; offering a lot of benefits on customer’s credit cards or debit cards ;

Reward points never receive without making any transactions; mucho transactions make to get higher numbers of reward points on the credit card; therefore keep making transactions in keeping with maintenance on credit cards to get enough reward points on cards

there has been some terms and conditions that we should be cognizant of, first thing, HDFC bank provides many credit cards contain the different name and features as well; such as Regalia credit card most conspicuous card, which countenance enough reward points; in terms of usage basis and annual welcome benefits; based on transactions limit,

Essentially to get four reward points on a minimum transaction of every 150 rupees; thus if spend is of the amount two lakh, total reward points may receive up to 5333 reward points; this is how HDFC Millennia credit card also offers reward points with the value of 20 paise on each reward point’s number; now let’s move on to our main concern to know about credit card reward points redemption process

Redeem HDFC credit card reward points online

No matter, what eccentric of HDFC bank’s credit card you carry; but the redemption process very likely is the same for all HDFC credit cards( For those customers who do not have an account in HDFC bank, can know how to credit card login on net-banking )so now, follow these steps to get HDFC credit card points to redeem options ;

• Visit www.hdfcbank.com and do login using customer id and Password
• After Login Go to the ‘Cards‘ Tab
• Click on Credit card
• Select the Option’ ENQUIRE‘
• Click on ‘Cashback inquiry and Redemption ‘
• Select Hdfc credit card
• Click on ‘Continue’
• Be redirected to the online redemption portal (read below-given details)
• Click on redeem reward points
• Select the HDFC credit card
• choose the redemption catalog (cash, miles, voucher, etc)
• Choose the reward points number, you wish to redeem

Note– that portal asks you to choose the range of your points, which means how many reward points you want to be redeemed, And the next option is to choose the catalog category you see over there, that is for, where you want to use that points, whether you want to convert into cash or voucher or miles; choose the appropriate option and click on continue,

• Read also –HDFC credit card settlement guide

Redeem reward points in hdfc credit card to cash

once you apply the redemption process on cards using the same instructions given above; in this case; it is also possible to redeem HDFC reward points to cash, That HDFC online reward points redemption portal contains various options which you may select according to your need,

if you select redeem point into cash, in this very case, those points will be credited as a credit balance/cashback on your HDFC credit cards ;

HDFC credit card reward points redeem without net banking

Note- HDFC bank customers can visit the nearest bank branch and can submit HDFC credit card rewards redemption form to redeem HDFC Credit card points to cash

but one important information for redemption has some charges applicable is ninety-nine plus GST, so in keeping with charges, never do hurry, try to redeem when enough points available on cards ;

Note -eligibility to ransom reward points should be a minimum of twenty-five hundred; otherwise, the redemption process may decline

Most of us travel via flights and book the tickets for the flight; in this case, earned reward points on the credit card is bailable to convert into miles to use flight booking and hotel booking as well;

Credit cardholders can also contact HDFC bank credit card customer care services and ask them to redeem the reward points

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how to redeem hdfc credit card reward points without hdfc account

If you think that you will not be able to redeem your hdfc credit card points without an account, then I would say that you made a mistake, because, without an hdfc account, it is possible to get reward points, for this you can activate credit card internet banking, otherwise, you can do submit a redemption form, apart from that reward points can be converted to vouchers as well,

If you are not sure how to convert in voucher then please use the HDFC BANK SMART Buy option, or please contact the customer care officer to convert those points into a voucher, although, the redeemed reward points can also be adjusted against credit card bill due amount,

hdfc regalia first credit card reward points value in rupees

If you wandering with the reward points value on your regalia credit card then, I would feel happy to tell you, One regalia credit card reward point posses the value of 50 Paise in terms of online usage but the regalia first credit card one reward point value is 20 p as per card features.

Because Regalia credit and regalia first credit card have distinct features in various ways, such as reward points value, and priority pass for flight traveling, but the similarity in both credit cards that 4 reward points are received on the minimum transaction of 100 rupees, therefore,you must check your credit card features and benefits ,

How to get enough reward points on HDFC credit card ?

to get the maximum number of HDFC credit card reward points, depending on how much more transactions are Being made, in keeping with the general transaction, higher making online /pos transactions from HDFC credit card is getting a higher number of reward points

However HDFC Bank Smart pay application and the other Payzaap stand for HDFC bank credit cardholders to receive higher offers and benefits

Payzaap is an application of HDFC bank; where customers can use the HDFC credit card transaction online and on other online merchant outlets to get extra benefits This permits customers to re-direct other merchant sites or applications and when they purchase or bill-pay online, they get rewarded from Payzaap, Finally, we can say Payzaap is just a Payment gateway application which is best for online shopping through various merchants site and for online utility bill payment

While, Smartbuy of HDFC bank provides you to make transactions in a smarter way; this option available on the official website portal, from where any merchant sites to be directed; Smart-buy allows the customers to make credit card payments, bill payments; as well as to visit many e-commerce websites such as Flipkart, Amazon, and other similar sites and much more; It does not only let you earn extra reward points but sometimes cashback also, in case of cashback; you need to investigate with the merchant whether cashback offers are available or not,

When HDFC credit card reward points adjusted/lapsed? Some information that will make you aware and you will be able to utilize your reward points in a proper way; most of the credit card’s reward points validity is up to two years from the transaction date; for example; if the transaction date is on 5th JANUARY 2021, in this case, the expiry date of reward points Will be on 5th Jan 2023

How to solve if HDFC credit card reward points redemption process declined?

Often HDFC bank Netbanking session gets expired? Yes it has happened but this is not an issue as the bank website portal redirected you to the redemption portal
first thing while you try to log in on net-banking and click on redeem reward points /cash points you are redirected to the reward points portal website; and when you enter your details, you get yourself logged out from that portal
Go through the following steps –

• Use only Google Chrome browser /Firefox browser if possible
• Go to the browser setting
• clear browsing data (clear history, cookies, site data, and caches,)
• Now re-try IF that issue still persists then make sure internet connection speed is Good, and the pop-up is not blocked which you see ;
• Then immediately block the pop-up message and then re-try,

hope this tutorial may help you all to know how to redeem reward points in HDFC credit card in case of any doubt for the same topic; please ask the question in the comment section, happy to help you all,

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