This tutorial will contribute; how to close HDFC credit card; and what are the things recommended to take as a priority basis; essentially HDFC credit card is not a difficult task to close, or to do it cancel but also not an easy task
Deactivating a credit card depends on various factors which only Credit cardholder understand the particular issues and reason; to close hdfc credit card
Therefore we have been shared many ideas that may help you to close your HDFC credit card either online or offline ;
First of all please understand the meaning of Closing an HDFC credit card so that you never come across any issues in the future
I want to Close HDFC credit card , this statement involve two scenario ,
1st scenario– Represent that HDFC credit is of no use in the Future,i.e you just surrender your credit card to HDFC Bank, and make them cancel your credit card; This is a permanent type of credit card is canceled; for you is the same scenario which lies to your query; you need to have a look at something which we will discuss for close hdfc credit card
2nd -Scenario – The second scenario is towards also Deactivation of an HDFC credit card, but this represents to get your HDFC credit card blocked; which we call is hotlisting of a credit card; which shows that HDFC credit card is canceled temporarily
So Now let’s understand; what to do; in case of 1st scenario and in 2nd scenario; which may save your precious time; no longer required to suspect for your credit card if you get an intimation from the Bankside;
Table of Contents
how the 1st scenario help to close hdfc credit card
1st scenario to show you a credit card is cancelled permanently; before you go to close your HDFC credit card for permanent; make sure to check; all following concern given below-
Check the billed and Unbilled due amount
Make sure EMIs is not running,
Check if Any Active JUMBO Loan virtual card is not linked to your Primary credit card;
Pay the Entire over dues amount of a Credit card, SO that the available limit is equal to Total credit card Limit
Check with the scheduled payment need to be canceled with that
After You check all these above instructions are completely accurate and nothing to do with that, then make a call to HDFC bank Customer care services number 011-61606161 and ask them to put a permanent block to your credit card;to close hdfc credit card
Note– Make sure to get a NOC or docket number of your request just for the future purpose; if anything goes wrong in the future that will help you;
Note– To get the NOC; send a Mail on this – close hdfc credit card email@example.com, please send the mail along with the Card closer docket Number and also mention your details apart from the Credit card expiry date and PIN
How to permanently close a blocked HDFC credit card
This question indicates to scenario 2nd; so the answer is; If your HDFC credit card is blocked but not yet Cancelled permanently; In this case; do submit an HDFC Bank card closer form; To download the form online, Go through the below steps -close hdfc credit card
Fill that Card closer form accurately and do courier at this address – HDFC Bank Credit Cards; Post office-Box 8654, Thiruvanmiyur, Chennai-600041.
Note– This address is also available on your HDFC credit card; after you submit the form, Bank will inform you via mail or SMS; but; it may take up to 3 working days; since then the Chennai Head branch receive that application form
Note please; if an HDFC credit card was blocked permanently or If the same HDFC credit card was not in use for more than SIX months at least, then to activate that HDFC credit card, the Credit cardholder has to Provide an Application for re-activation of your same credit card, therefore, a cardholder can submit the application to the Chennai Head branch of HDFC Bank
Address- HDFC Bank Credit Cards; Post office-Box 8654, Thiruvanmiyur, Chennai-600041
How to Check the Status of a credit card
There are 3 ways To check the Status of an HDFC credit card ,whether that Credit card is in blocking status or not
1ways – After you raised the Credit card cancellation request either through Customer care services /Through Netbanking /or with the help of Card closer form submission, Bank will make you aware with the SMS trigger
2nd ways – You can simply get in touch with the HDFC Bank customer care services to know the status and ask them to provide a cancelation letter
3rd ways – You have net-banking to check the status of your HDFC credit card whether your card is still active or has been de-activated
4th ways -This is a new way to check the STATUS of an HDFC credit card; this new process of checking Credit card details including Whatsapp banking or ASK EVA Process
During lockdown period HDFC Bank launched this new feature for the Customers to get all details without calling in HDFC Bank customer care services ,
How to activate a suspended HDFC credit card
Please understand what does it means to say a suspended HDFC credit card ,so the Answer is , most of us have an HDFC credit card but unable to manage that credit card in a proper way to sustain the civil score
so a credit cardholder seek for card settlement and the Bank only accept the card settlement when the bank does not receive the credit card overdue amount even a time in the last three month
They need to submit an application for a new credit card approval ,hope you understand this ;
How does the Cancelation of a credit card impact Civil score?
The answer to this question depends on various factors, for instance; a customer could have multiple credit cards, if such customer close his/her credit card may impact on civil score because, unable to manage the credit card performance, if they are really delinquent customer
Moreover, if you have only a credit card, and you maintained your credit card quite good but later on you get your credit card closed it won’t impact your civil score
How to make CIVIL score Good?
Basically, A credit card is the best source to make CIVIL Score Higher, for a credit card holder, few things follow at any cost if he/she wants to get a Good civil score 1- Good relationship with the bank 2- Make credit card payment on time 3- Never being a delinquent customer in the Glance of Bank 4- Keep delinquency away 5- Try to avail all offers of the Bank
Can I unblock my HDFC credit card online if it has been blocked six months ago?
No, HDFC Bank has not yet determined to unblock an HDFC credit card online, if that credit card blocked six months ago, you need to submit an application
What is the difference between permanent and temporary blocks of credit cards?
Permanently blocked credit card can’t be activated, or,re-issued, while a Temporary block on a credit card can be re-issued upon customer request, But you can do close hdfc credit card with any blocks of your credit card
What if I won’t submit the credit card closer form to the Bank?
Bank would not take any action indeed your credit card will retain Temporarily block but maybe, it may bring the issue to you in further times, therefore you should take action to close hdfc credit card from your side
FREQUENTLY ASKED QUESTIONS ON How to close hdfc credit card
How can I close my HDFC credit card online ?
To close HDFC credit card online permanently is not determined yet HDFC credit cardholder can Submit a Card closer form to Chennai Head branch of Credit card department ,the address of HDFC chennai head branch is mentioned on your credit card
How do I deactivate my credit card online/offline ?
To deactivate HDFC credit card online through Net banking, use these steps-After logged in >Go to the tab of ‘cards> credit card> Choose the option “REQUEST>Hotlisting credit card>reason of deactivating >Continue, to deactivate it, Later on you can contact with HDFC bank customer care executive to close hdfc credit card
is cancelling credit card bad for us?
it depends on when a credit cardholder request for credit card cancellation ,although if that cardholder always made the overall good performance ,and for that cardholder is of no use anymore ,it may be Good;
Conclusion – we have mentioned the instructions related How to close HDFC credit card through all possible ways, if you might not understand these instruction read carefully to find the solution of all your queries;close hdfc credit card close
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