4 Easy ways to fund transfer in HDFC Bank

How to do fund transfer in hdfc? Enable fund transfer facility in just a few clicks; HDFC Bank allows us to transfer money online through various ways such as through UPI, IMPS, NEFT, RTGS; and other payment gateways application; this blog post will help you with the enabling fund transfer facility using Net banking and mobile banking;

TPT registration is utmost essential before remittance of fund transfer, for which this facility to enable is possible from the branch side and also through mobile banking and net banking;

Fund transfer in HDFC bank

fund transfer means that sending money from one account to another account; for which beneficiary to be added is of utmost necessary, adding beneficiary play a better role to do fund transfer; without adding beneficiary; fund transfer will never be initiated; therefore, you should know how to add beneficiary first

in order to add beneficiary,net-banking access and mobile banking access are recommended, for your account; if both ways are ready to access, this process will be completed in a few clicks so click here to know  how to add beneficiary in hdfc

UPI fund transfer asks for beneficiary bank account and IFSC code, this is an instant process for transferring fund from one account to other accounts, you can learn from here, how to create UPI Id in HDFC,

Now the remaining modes of fund transfer are Neft ,RTGS , IMPS, and Bank to bank account ,which we will learn how we can do it

NEFT– National electronic fund transfer is the best centralized of transferring fund system from one account to another bank account, HDFC Bank Neft basically works according to the batched for which a certain time period is determined as THE rules and regulations which RBI operate the NEFT

the most advantage of using NEFT is that provides real-time payment settlement, maximum turn around which takes is 60 minute, to add the new beneficiary for NEFT FUND TRANSFER
you can visit that link for how to add beneficiary using Net-banking and mobile-banking, which link is given above

RTGS -Real-time gross settlement, which also works like NEFT which has very likely the similar features as NEFT has but few changes are found in terms of RTGS Fund transfer along with the secured transactions system provider as it has no fund transfer capping determined, and work based on the business hours, including Saturday, but the RTGS service is available from 7 am to 6 pm on a working day, HDFC Bank RTGS service is available to all HDFC Bank account holder may use this service, it also requires to be added beneficiary first, but make sure to make RTGS transactions 2 lacs onward

IMPS – Immediate payment service which is an instant mode of Fund transfer it is also a secured payment system provider like NEFT and RTGS , IMPS service is available throught out the year ,no time and no transfer capping is determined ,as it also works on holidays and 24*7hours  which is managed by NPCL

HDFC Bank IMPS fund transfer is possible through Net-banking, and Mobile banking as well, in order to IMPS Fund transfer, log on to HDFC Net-banking, After logging in, Go to the Fund transfer tab, click on IMPS, add a new beneficiary (If you haven’t added beneficiary list) or select beneficiary (if the beneficiary list is already added), enter the amount, mark the empty box of terms and conditions, Confirm the beneficiary details and then Enter the received OTP on registered mobile number, and then “Continue”, IMPS Transaction is successfully done, 

(IMPS,NEFT,RTGS) of fund transfer in HDFC

HDFC bank grant to its customers to add the seven beneficiary list per day which vary on which modes of fund transfer often they choose; after beneficiary added, again Log on to the Net-banking,

Log on to HDFC Net-banking > Fund transfer> Go to request> add new beneficiary, otherwise below instructions are helpful

Go to the Fund transfer tab, and click on IMPS (G0), select your bank account, choose beneficiary account list, enter the amount, fill the remarks button, accept terms and condition, Confirm it, and THEN do continue, This is how you can make IMPS, NEFT, RTGS,eCMS, Foreign remittance Transactions,

How to do transfer in HDFC using the mobile app

To make the transfer of fund through the Mobile app is also helpful, Log on to HDFC mobile app using USER id and Password, after logged in, Click on PAY > Fund transfer> view /select the beneficiary > enter the Amount, >Continue,

You can also add the UPI beneficiary list through the Mobile app;
but remember, to add the beneficiary list for card-less cash withdrawal by HDFC Mobile app has not this specification;
only the beneficiary list can be viewed or also the history of the Last five transactions can be viewed, HDFC Mobile app also not allow to add/delete the beneficiary list,

Hope this topic related to “fund transfer in hdfc“; is clear to all of us;
please ask if you find any issues related to this concern,

Conclusion– This topic is written after practically used, so in this blog post, we have discussed “fund transfer in hdfc” Including IMPS, NEFT, RTGS, CARDLESS CASH WITHDRAWAL,

  • How much amount can be transferred by the IMPS fund transfer in HDFC?

    You can do IMPS transactions from 1 rupee to 1 lakh per day but remember HDFC bank levy the charges with the amount of 5 rupees +applicable GST, moreover, if IMPS Transaction exceed 1 lac then 15 rupee +applicable GST will apply

  • What is the HDFC RTGS Fund Transfer Limit?

    Real-time gross settlement of Fund transfer is possibly more than 2 lac onwards,
    per day, if the charges are concerned so HDFC bank levy the charges 15rupees +applicable GST if RTGS transactions are made Through Net-banking, moreover NO charges applicable if RTGS transactions are made from the Branch side

    Note- HDFC RTGS fund transfer support the fund transfer of up to 2 lacs onwards per transaction and a maximum of up to 50 LACS per day

  • HDFC NEFT Fund transfer

    National electronic fund transfer grant fund transfer to the maximum extent, if the NEFT fund transfer charges are concerned then, the amount from 1 rupee to 1 lac,2 rupees + applicable GSTĀ  charges applied, while more than 1 lac to above, applicable charges is 10 rupees +GST

    Note- HDFC NEFT fund transfer support the fund transfer of up to 2 lacs per transaction and a maximum of up to 50 LACS per day

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