How to deactivate auto pay option in hdfc credit card

In this blog post, We will know about how to deactivate auto pay option in HDFC credit card, process to deactivate auto pay, is very simple,

Autopay is standing instruction which allows being an automatic payment, in keeping with billing due date ;

HDFC Bank net banking has two methods to Activate/De-activate autopay, first one is of deactivating auto pay from HDFC credit card and 2nd is for (Smart pay)deactivating scheduled autopay of bill payment, I have covered both methods, please read till the end

• Read also-how to activate HDFC credit card

How to remove autopay in hdfc netbanking

To remove auto pay in HDFC net banking, first of all, do login on net banking using this official website www.hdfcbank.com

• Log in to HDFC Net-banking
• Go to the ‘Cards‘ tab
• Click on Credit card
• Select the option “REQUEST“
• Autopay De-register
• Select the credit card
• Continue

As you click on the auto-pay De-register option, autopay successfully deactivate, this is an instant process, as this process complete, the bank accepts this request and intimate you through an SMS ;

in case of auto pay re-activation, the process is the same, after login on the net banking, click on credit cards, go to ‘request option’, and select autopay registration ;

Autopay registration steps –

• Login to HDFC Net-banking
• Go to the ‘cards’ tab
• Click on Credit card
• Select the Option’ REQUEST’
• Autopay registration
• Choose ACCOUNT
• Click on ‘Continue”
• Authenticate that using received OTP
• Choose Autopay on TAD (total amount due) /MAD (minimum amount due)
• Continue it

before you choose auto pay registration and activate auto pay standing instructions, the bank asks two things respectively, whether you want to activate auto-pay on the minimum amount due or on the total amount due; so choose the option for the total amount due,

• Read also-how to submit HDFC CDF FORM

choosing the option for the total amount due will not levy additional charges such as late fee or finance charges ;

and thus civil score may sustain very good on your credit cards, we know that, when the bank does not receive payment of HDFC credit cards on time, this leads civil score may down, and also reduce offers may come on credit cards; this is my personal experience which I am sharing ;

Deactivate Autopay on HDFC Credit card for bill-payment

To deactivate AUTOPAY for your scheduled billed payment from HDFC Credit card; it does depend on many factors such as if the utility bill payment is set up via Net-banking to your credit card; so this can be deactivated through Net-banking;

• Log in to internet banking of HDFC Bank
• Go to the “CARDS” Tab
• Choose your ‘HDFC credit card ‘
• Select the option “Transact”
• Click on the option “SMART PAY”
• Click on CONTINUE to view all Utility bill
• Go back
• Click on “BILL PAY and Recharge”
• Click on “Continue” to check biller details
• Click on “VIEW BILLERS”
• Deactivate AUTO PAY for billers

Note – Utility bill represents to all types of biller such as Electric bill payment, Mobile bill payment, Insurance bill payment, for which, automatic payment deduct from your HDFC credit card so you can deactivate autopay using those above steps

autopay deactivation for HDFC credit card

Note-2, if Auto-pay standing instruction also enabled from an HDFC credit card unknowingly or knowingly, for a Particular Bill payment which you are not aware of, such cases can bring the issue to you to identify the type of bill payment, and this can be activated by any Payment gateway sites

To deactivate Auto-pay in such cases you are recommended to delete the credit card data from that particular payment gateway sites,

For example – Unknowingly Bill for my MCA FEE SECURITY ANTIVIRUS was deducted from my HDFC credit card, for which I was not aware of at all; I knew when I received SMS from the Bankside, Therefore; I immediately Logged in to the MCA Fee security antivirus website and checked that AUTO-PAY was enabled by default;

SO manually I deactivated AUTOPAY from there; Hope you get this scenario very well; but if you do not know anything for any particular bill; for which, payment was deducted from your hdfc credit card, so you can get your credit card blocked in order to stop AUTOPAY

deactivate auto pay option in hdfc credit card using mobile banking

to deactivate the auto-pay option using mobile banking, first of all, Launch HDFC mobile banking app, if you do not have the latest version of the HDFC mobile banking app, you may download that application from here

after you download that application, open that application, and then do login on mobile banking application,

Click here to know how to login on netbanking

after successful login on mobile banking, click on ‘pay option’, then click on cards, click on your credit card, you will see the account summary of your credit card, below the credit card account summary ;

steps in a glance for – deactivate AUTOPAY –

• Log on to HDFC Mobile banking app using user id and Password
• Go to ‘PAY’
• Click on ‘Credit card”
• Go to credit card account summary
• view the option ‘AUTOPAY Deactivate” below
• Continue it

Note– as the autopay option available over there, choose the options accordingly, whether you want to enable auto-pay or want to deactivate auto-pay, once the auto-pay deactivation option selected, this request is to complete from the bank side,

• know more ,how to redeem rewards point

• Read also- how to pay hdfc credit card bill payment

Conclusion – We have mentioned all methods to deactivate the auto-pay option in hdfc credit card, using Net-banking and Mobile-banking, however, if you find any issue related to this topic, please put your concern in the comment section,

Tags- deactivate auto pay option in hdfc credit card, auto pay deactivate