In this blog post, We will know the details for 2 cash back credit card, which can get you exciting offers not only on the purchases of retail products but also on bill payments recharges online
therefore first 2 cashback credit card is to discuss is HDFC Millennia credit card and Paytm first credit card; and; apart from these two cashback credit card; I would also mention how to get 5% cashback and 1 % cashback using any bank’s Credit card/debit card ;
2 cash back credit card
here the first credit card is HDFC Millennia credit card , if you have this credit card you may get 2% flat cashback either your retail transaction or online payment ,
- Read also – How to apply HDFC Millennia credit card
HDFC Millennia credit card – this credit card is best for saving money on online purchases, as this credit card is featured to provide cashback, you may curious to know, where and how we can get cashback by using HDFC millennia cashback credit card,
so the appropriate place to use this credit card via HDFC Bank Payzaap payment gateway and SMART PAY app, in fact, these two sites really recommended for this credit card if you want to earn cashback as well as reward points,
Because; Transaction made via Payzaap and Smart pay through the millennia credit; let you earn up to 5 % cashback on the minimum transaction of 2000 rupees; on various e-commerce websites including AMAZON,FLIPKART,Shopclues, and so on,
And the minimum cashback up to 2.5% on your online purchases by this credit card
Paytm first credit card – Paytm first credit card provides cashback up to 1% on your retail transaction; there is no capping for cashback; as this credit card is also best known for a cashback credit card;
this credit is inbuilt with the Paytm itself ,if you use this credit card only on Paytm ,you may receive higher benefits ,
Because users may get up to 1000 rupees flat cashback once they reach up to 5000 rupees of total LTC uses, but this is the highest flat cashback capping if the Paytm user use this credit card in a year, but moreover flat cashback up to 1% continue on online transactions
- Read also – how to apply for paytm first credit card
Frequently asked questions on 2 cash back credit card
How to get 5% cashback through your credit card ?
however, I would recommend using PAYZAAP to get unlimited offers every month, and also check the Payzaap offers, anyone can use this app and can avail the cashback offers, for example – to get the cashback up to 5% on your bill payment, including (DTH, electricity, water, insurance and much more) use Promo code ‘BILLPAY’
This is how you can use promo code according to categories, to view the offer details please go to ‘View offers‘
What is the turn around time to get cashback on your Paytm first credit card ?
While HDFC millennia credit card also provides cashback within seven working days to ninety-working days but it depends on Merchant’s offer
What does a cashback mean on these credit cards ?
Is a cash back credit card worth the value?
What is the best cash back credit card with zero annual fee ?
While HDFC Millennia cashback credit card has also a membership annual fee of 1180 rupees including GST, which can be waived off; if the Millennia credit cardholder expend the total amount up to 1 lakh in a calendar year
When we should redeem reward points on a credit card to get cashback?
2nd thing, if you notice the excess amount of reward points have been earned, then, they can get their reward points redeemed, minimum redemption can be done through Millennia credit card if the number of reward points reached up to 2500
How to redeem reward points on these 2 cash back credit card?
While Millennia credit cardholder has also two ways to redeem reward points, the first way is- Redeem reward points through Net banking, and 2nd ways – by submitting a redemption form in a bank branch, each reward points contain the value up to 20 Paise
Which is better to get on a credit card? Reward points or cashback
Note- Reward points can be converted into Cashback but Cashback can not be converted into Reward points on a credit card
How to use Credit card to get Cashback ?
if cashback offers are available for your credit card then go ahead with that ,
What credit card is best to get 5% cashback?
how does reward points works on a Debit card?
Can we withdraw money from a credit card ?
how to get cashback from a credit card without a Pin ?
What credit card has no annual charge ?
What bank offers cashback on debit cards?
Conclusion on 2 cash back credit cards
We have mentioned 2 cash back credit card details, along with most of the terms such as, how to get 2% cashback credit card, 5% cashback info, reward points information,
Hope you like this article (2 cash back credit card) if you find any issue with the provided information,feel free to ask,as comment section is available for you,
Tags- 2 cash back credit card